Showing posts with label costco. Show all posts
Showing posts with label costco. Show all posts

Tuesday, August 5, 2008

COSTCO! Savings analysis

Last night I had a few minutes to wander around my little local Gristedes and take note of the ridiculously high prices I have to pay for simple things, so now I am armed with the info that will tell me how much I saved at Costco on Sunday!

16 cans of 19 oz Progresso soups:
Gristedes: $3.49/can My cost: $1.36/can My savings: $34.08!!

32 cans of Caffeine-free Diet Coke:
Gristedes: $3.50/6pack= $0.58/can My cost: $0.27/can My Savings: $10.03!!

14 bars of Dove Soap:
Gristedes: $9.60/8 bars = $1.20/bar My cost: $0.86/bar My Savings: $4.76!!

6 cans of black beans:
Gristedes: $1.20/can My cost: $0.75/can My savings: $2.70!!

12 cans of green beans:
Gristedes: $1.80/can My cost: $0.58/can My savings: $14.64!!

8 cans of stewed tomatoes:
Gristedes: $1.80/can My cost: $0.62/can My savings: $9.44!!

8 boxes of whole grain pasta:
Gristedes: $1.99/box My cost: $0.98/box My savings: $8.08!!

48 Trailmix Bars:
Gristedes: $3.50/6 bars = $0.58/bar My cost: $0.25/bar My savings: $15.84!!

10 Chapsticks:
Gristedes: $1.99/tubes My cost: $0.90/tube My savings: $10.90!!

3Q bottle of Tilex:
Gristedes: $5.75/quart My cost: $2.56/quart My savings: $9.57!!

48 Swiffer wet pads:
Gristedes: $10.19/24 pads = $0.42/pad My cost: $0.27/pad My savings: $7.20!!

Concentrated Tide w/ Downy:
Gristedes: $13.99/32 loads = $0.44/load My cost: $0.25/load My savings: $15.39!!


I saved a grand total of $142.63!!!

And that is why my heart hearts COSTCO!!

Monday, August 4, 2008

I heart COSTCO!!! (and Weekend Potpourri)

I love Costco. I just love, love, love it. My boyfriend will argue that no person needs two gallons of mayonnaise, 36 rolls of toilet paper, or 40 AA batteries. I politely disagree (well, I agree with him on the mayo- yuck!). Especially in NYC when 4 rolls of toilet paper at the neighborhood drugstore go for $5+, my heart hearts Costco!

We were supposed to go to the beach yesterday, but woke up too late after seeing Wall-E (thanks to everyone who posted about the BOGO Discover Card offer at Fandango- NYC movie tix are $12 each!! I wouldn't have otherwise gone.) Instead of the beach, it was BF's idea to go to Costco, as he needed some new undershirts and dress socks, and since he's not picky, Costco would do. (Turns out, he is picky- they only had crew cut, and he likes V-neck t-shirts... oh well)

I spent $134, broken down:

16 cans of Progresso soups: $21.78 $1.36/can
32 cans of Caffeine-free Diet Coke: $8.49 $0.27/can
14 bars of Dove Soap (I hope I like them!): $11.90 $0.86/bar
6 cans of black beans: $4.45 $0.75/can
12 cans of green beans: $6.99 $0.58/can
Concentrated Tide w/ Downy: $19.99 81 loads= $0.25/load
10 Chapsticks: $8.99 $0.90/chapstick
8 cans of stewed tomatoes: $4.99 $0.62/can
3Q bottle of Tilex: $7.69 $2.56/quart
48 Swiffer wet pads: $12.79 $0.27/pad
8 boxes of whole grain pasta: $7.85 $0.98/box
48 Trailmix Bars: $11.99 $0.25/bar

I'll check on the math later, ha.

As part of my diet, I've been eating a lot of soup, veggies, and beans for dinner, and I've learned to like them, too! Finding them in bulk made me very happy. A woman in my building elevator asked me what I was going to do with so many green beans, and I happily said, "eat them!!" :-D

I'll try to give you a cost-savings analysis tonight/tomorrow...for example, I know that I pay $1-3/can of soup at my grocery store depending on size and type, but I think the cans I bought at Costco were smaller. If I have time on the way home, I might walk into my Gristedes tonight and take notes on how much my bulk items cost when I buy them individually at the store. This should take care of my groceries for a LONG while... the only other things I will need to buy on a regular basis are fresh lettuce and toppings for my salads and maybe some brown rice. You should have seen the huge bags of rice they have at Costco... no way am I tackling those! Of course, I don't have room to store 24 cans of soup in my tiny NYC kitchen, so one corner of my bedroom looks like a soup kitchen right now (no pun intended!) with stacks of canned goods.


Other weekend expenses:
*Bertucci's on Friday night+ RT on the Path: $51 total... my treat, to celebrate my bonus!
*Breakfast and coffee for two at Dunkin' Donuts on the way to BF's parents' house upstate Saturday morning: $9
*Lunch/dinner: provided by BF's fam + Bertucci's leftovers
*Entertainment: $14.50 BOGO Fandango tickets to see Wall-E Saturday night
*Lunch for two at a diner on Sunday morning: $18.50 It's been so long since I've been in town on the weekends that I forgot to make sure I had breakfast food in the apt! I actually ate a piece of cold pizza before both BF and I gave into hunger pangs and decided to get lunch.
*Dinner at noodle shop in West Village: $34

Most of my expenses this weekend were food related, but I acknowledge that this is a weekend luxury, and I don't eat out too much mid-week. These are also moderate eating-out expenses for NYC... dinner for two can easily run $100+ . During the week I eat a lot of soup/veggies/salad at home, or I go to client dinners that are paid for by the firm. I try to minimize the number of client dinners, though, because they are the primary attacker of my waistline :/

On another note, I got my lease renewal form on Friday. I have lived in this apartment since October, 2006, which has to be a record of some kind... I moved twice in my first 16 months in the city alone! Last year we escaped a rent-raise, but this year we were not as lucky. Our $2700/mo rent is going up 4% to $2808, which is not terrible as far as raises go, but it's more than what most people's income goes up by each year. And this is 'rent-controlled!' Further, our unit is not renovated, and as most of the units have been renovated since I moved in, I think the market rate for a new lease in my building is in the $3200-$3400/mo range. Insanity, just to have faux-marble countertops and a nicer stove. Hey, my stove may be older than I am, but it works and I'm not paying an extra $600/mo for it!

I have to find out if they will write a new lease for my unrenovated unit at the same $2808 rate, because my old roommate moved out this summer and my new roommate cannot put her name on the lease unless we open a new one. If it's going to be much more expensive (market rate versus our rent-controlled rate), then I will just keep her on as a subleasee.

Monday, July 21, 2008

Weekend Spending

If you haven't read my intro yet, you will soon learn that I travel, a lot. Therefore, my weekend spending stats will usually be a bit high, as I don't have access to the "free" food and amenities in my apartment.

Beginning with Friday night:

*Gift purchased for best friend's birthday: $76

*Tickets to Billy Joel's Shea Stadium closing concert: FREE!
(They were a gift!! An amazing gift, and we got to see Paul McCartney sneak onto the stage for the encore!! Paul performed at the first ever show at Shea with the Beatles, and so it was only fitting that he appear at the last)

*LIRR tickets to/from Shea, two beers, and a water: BF ("B") paid, probably $35

*Cab from Penn to my apt. at 1am: $15 w/tip

Saturday:

*Cab BACK to Penn at 6:30am: $15 w/tip

*Two AMTRAK train tickets to Washington D.C.: $168

*Two Krispy Kreme donuts and a water at Penn Station (my favorite thing about taking morning trains) : $4

*Two 1-day passes on the D.C. Metro: $15.60

*Lunch: FREE thanks to my best friend and her fiance, who packed us lunches

*Admission to National Archives and Portrait Gallery Museums: FREE!

*Dinner at Mexican tapas-style restaurant including two beers, for two, w/tip: $62
(On a side note, you'll be happy to know that one of our friends took the time to figure out the bill for seven people, rather than split it seven ways. Even though I may have had more than my fair share of guac ;) See J. Money's post on splitting checks- I got lucky, even though the check-tackler spent 15 minutes determining everyone's share)

*Two tickets to D.C. United soccer game: $84

*Drinks at the United game: $6.50 for my beer, and who knows how many B had.

Sunday:
*Newly acquired Costco card: FREE w/Dad's Business Membership (the most exciting acquisition of the weekend!!!! I love COSTCO!!!)

*Flintstones Vitamins and Neutrogena Sunscreen at Costco: $26

*North Face tight-rolling, low-temperature sleeping bag for the camping trips B wants to take, and small sleeping pad: FREE! w/ Dad's Bass Pro credit card reward points. Retail: $125

*Three tickets to watch the Baltimore Orioles lose to the Tigers: FREE w/ Dad's season tickets

*Crabcake, diet coke, and water at the stadium: $20.75 (They serve crabcakes at Camden Yards now!! I'm also in trouble b/c I didn't share it with B, oops)

*Two AMTRAK tickets back to NYC: FREE w/the reward points from my Amtrak Mastercard (~$200 value)

*Chinese take-out for two upon getting home: $32

Yikes. Including travel (half of which was free!) and not including the free items I got at Bass Pro and the Oriole's tix compliments of my dad, the two of us, together, spent over $500. No wonder my savings account is growing so slowly. But, I insist on traveling to be with the people I love (I was primarily visiting my two best friends who both had birthdays this past week).


A few notes on some of the expenditures:

I usually take the subway to reasonable destinations from my apartment, but if it's really late at night or super early in the morning, I usually splurge on a cab to be safe, and to save precious sleep time. I live a good 8-10 minute walk from the subway, so when you add in the time spent waiting for trains or transfers, I can easily save 30-40 minutes by spending $10. I tend to value the cost of my time, since I work such long hours and don't have too much time for myself in the first place.

Bass Pro: my dad's obsession... has been paying off for me lately, too. My dad has a Bass Pro credit card, and he uses it to make many of the purchases he needs for his office, which is sometimes upward of $100k for fancy equipment. I think he earns 1% towards purchases at the store (and 4% on purchases made IN the store), which translates to thousands of dollars in credit at Bass Pro. I think he's saving up for a boat or some other pricey purchase, but it's going to take him a while if he keeps taking me there to go shopping! He is very generous with his points and I think it makes him happy when I find something there that I need. On my last trip I got a pair of hard-soled hiking boots that I really needed, an air mattress w/ portable pump, and some North Face hiking pants... FREE! And then just yesterday I scored the sleeping bag I would need to go hiking/camping at Lake Placid later this summer. Every year he takes me there onChristmas Eve and basically tells me to get whatever I want... haha... and that's about all I'll get. At least he's found a reward program that works for him.

Speaking of reward programs, B and I were able to travel from Baltimore to New York for free because of all my spending on my Amtrak Guest Rewards Mastercard. I also have a Discover Card that I like to use for 5% cash-back categories, but I think I get great bang for my buck earning Amtrak tickets, because they're not cheap!

*Average cost of my Amtrak tickets: $100 (usually purchased last minute)
*Dollars spent to earn the ticket: $3000 (translates into 3,000 points, plus I earn some extra points by shopping online through their website)
*Approximate return on spending: 3.3%! Score! Now I don't feel bad about waiting until the last minute to get tickets.

I've found it really hard lately to use the flight rewards I've earned directly from the airlines (as opposed to earning them on a credit card). For example, I took advantage of some Jet Blue promotions and I fly them a lot in general, so I've earned a few free tickets, but while planning my trip to San Francisco for a wedding, I discovered that they are not as easy to use as they used to be. Thus, I'm happy with my Amtrak rewards because they're straightforward and easy to redeem, even though there are some holiday black-outs.

I'm curious- what credit card reward programs do YOU find useful? Do you stick with cash back?